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Welcome to Rize
Reverse Mortgage

Retirement, Reimagined. Powered
by Home Equity.

You’ve spent decades building equity in your home—now it’s time to let your home support the retirement you deserve. At Rize Mortgage, we specialize in reverse mortgage solutions that help homeowners aged 62+ unlock financial flexibility, reduce monthly obligations, and stay in the homes they love.

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866-553-5977
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Serving Seniors Nationwide
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Fast, No-Obligation Quote In Under 24 Hours

What Is a Reverse Mortgage?

A reverse mortgage—officially called a Home Equity Conversion Mortgage (HECM)—is a government-insured loan that allows eligible seniors to convert home equity into cash, without monthly mortgage payments. Unlike a traditional mortgage, where you make payments to a lender, a reverse mortgage pays you.

Best Part About Reverse Mortgage

Keep Ownership

Keep Ownership Of Your Home

No Payments

No Monthly Mortgage Payments

Tax Free

Tax-Free Funds For Retirement Needs

How It Works?

Ownership

Ownership

You retain full ownership and remain on title
Ownership You retain full ownership and remain on title
Funds

Funds

You can receive funds in a lump sum, monthly payments,a growing line of credit, or a combination
Funds You can receive funds in a lump sum, monthly payments,a growing line of credit, or a combination
Equity

Equity

Your heirs may choose to repay the loan and keep the home,or sell the home and keep the remaining equity
Equity Your heirs may choose to repay the loan and keep the home,or sell the home and keep the remaining equity
Loans

Loans

The loan is repaid when you sell the home,permanently move out, or pass away
Loans The loan is repaid when you sell the home,permanently move out, or pass away

Benefits You can Enjoy For
Reverse Mortgage

Retirement

Increase Retirement
Income

Pay Off

Pay Off Your Present
Mortgage

Medical

Fund for medical
expenses

Finance

Finance Your Ideal
Holiday

See What People Say About Rize

It's like having a friend in the mortgage business. I know it sounds cliche but, her attentiveness, attention to detail and respect that I received from Natalie was top notch! This has been my 3rd time working with her and even though my credit was not perfect her personal dedication allowed me to close on time. Not only saving significantly on my loan but also making the stress of buying a home a lot less stressful! I highly recommend Rize Mortgage!

shane

Shane B.

Naples, FL

Our experience closing with Rize Mortgage was extremely easy and had quick turnaround. Staff was helpful and friendly and made the process as painless as possible. We were given several options to choose from and each one was meticulously explained by our loan officer. I recommend using Rize for all your closing needs.

.Mike

Mike S.

Vero Beach, FL

What a great experience I had start to finish. At no point did I feel uncomfortable or uninformed and every part of this process was smooth start to finish. The rate was the best anywhere and dealing with Natalie was a total bonus. I wouldn’t hesitate to recommend them to anybody. If you’re in the market for a mortgage look no further

Tessa

Tessa G.

Davie, FL

Frequently Asked Questions

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Will I lose my home with a reverse mortgage?

No. You remain the owner of your home. As long as you meet your loan obligations—living in the home as your primary residence, and keeping up with taxes, insurance, and maintenance—you cannot be forced to leave.

Will I still be responsible for taxes and insurance?

Yes,You must continue to pay property taxes ,homeowners insurance, and HOA dues if applicable.These are requried to keep you reverse mortgage in good standing.

Are reverse mortgage funds taxable?

No, Reverse mortgage proceeds are considered loan advanced, not income. They are typically not taxed,thoughtwe recommend consulting your CPA.

Will I still be responsible for taxes and insurance?

Yes,You must continue to pay property taxes ,homeowners insurance, and HOA dues if applicable.These are requried to keep you reverse mortgage in good standing.

Are reverse mortgage funds taxable?

No. Reverse mortgage proceeds are considered loan advances,not income.They are typically not taxed,though we recommendconsulting your CPA.

Can I pay off the loan early?

Absolutely. You may repay the loan in part or in full at any time with no prepayments penalties.

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The Experts are here to help

Our mission is to help our customers Rize
to their financial potential and build wealth through home ownership